Notes to Consolidated Statements

Years ended June 30, 1995, 1994 and 1993

Note 1. Summary of Significant Accounting Policies

A. Principles of Consolidation. The consolidated financial statements include the accounts of Automatic Data Processing, Inc. and its majority-owned subsidiaries. Intercompany accounts and transactions have been eliminated in consolidation.

B. Accounting Changes. In fiscal 1994 the Company adopted FASB Statements No. 109, "Accounting for Income Taxes", and No. 112, "Employers' Accounting for Postemployment Benefits", effective July 1, 1993. The cumulative effect of adopting Statement No. 109 was to increase net earnings by $2.7 million ($.02 per share). The cumulative effect of adopting Statement No. 112, which requires certain postemployment benefits to be accrued as service is provided, was to decrease net earnings by $7.5 million ($.05 per share), net of $5.0 million of income tax benefits.

C. Cash and Cash Equivalents. Highly liquid investments with a maturity of three months or less at the time of purchase are considered cash equivalents.

D. Marketable Securities. Marketable securities consist primarily of high grade municipal investments. Effective July 1, 1994 the Company adopted FASB Statement No. 115, "Accounting for Certain Investments in Debt and Equity Securities". Most of the Company's marketable securities are classified under Statement No. 115 as "available- for-sale", and, accordingly, are carried on the June 30, 1995 balance sheet at fair market value which approximates cost. Gains/losses from the sale of marketable securities during fiscal 1995 were not material and there was no significant impact resulting from the adoption of the Statement. Approximately $244 million of the Company's long-term marketable securities mature in 1-2 years, $253 million in 2-3 years, and the remainder in less than 7 years.

E. Property, Plant and Equipment. Property, plant and equipment is depreciated over the estimated useful lives of the assets by the straight-line method. Leasehold improvements are amortized over the shorter of the term of the lease or the estimated useful lives of the improvements.

The estimated useful lives of assets are primarily as follows:

Data processing equipment              2 to 3 years
Buildings                            20 to 40 years
Furniture and fixtures                 3 to 7 years

F. Intangibles. Intangible assets are recorded at cost and are amortized primarily on a straight-line basis over appropriate periods ranging from 3 to 40 years. Goodwill is periodically reviewed to determine recoverability by comparing its carrying value to expected future cash flows.

G. Revenue Recognition. Service revenue, including software license fees, maintenance fees and other ancillary fees, is recognized as services are provided. In those instances where hardware is sold to clients as part of a bundled service offering, the gross profit on the sale of hardware and prepaid software license fees, less costs of selling and installation, is deferred and recognized on a straight-line basis over the initial contract period, which generally is from 5 to 7 years.

H. Earnings Per Share. Earnings per share are based upon the weighted average number of shares outstanding during the respective periods. I. Line of Business. The Company is engaged in the computing services business.

J. Reclassification of Prior Financial Statements. Certain reclassifications have been made to previous years' financial statements to conform to current classifications.

Note 2. Acquisitions

During '95, the Company purchased several businesses for approximately $107 million in cash and $16 million in common stock. The cost of acquisitions in '94 and '93 aggregated approximately $81 million and $57 million, respectively. The results of acquired businesses, which were not material to the Company's financial statements, are included in the consolidated financial statements from the date of acquisition.

The Company acquired several businesses in '95 and '93 in pooling of interest transactions in exchange for 1,181,000 and 348,000 shares of common stock, respectively. The Company's historical financial statements were not restated because in the aggregate these transactions were not material.

Note 3. Receivables

Trade accounts receivable is net of an allowance for doubtful accounts of $23 million and $21 million at June 30, 1995 and 1994, respectively. The Company finances the sale of computer systems to certain of its clients. These finance receivables, substantially all of which are due from automobile and truck dealerships, are reflected in the consolidated balance sheets as follows:

                                 1995                   1994
(In thousands)            Current   Long-Term    Current   Long-Term
June 30,
Receivables              $110,345    $247,145   $ 91,884    $214,815
Less:
  Allowance for 
   doubtful accounts      (12,136)   (26,166)    (10,204)    (24,526)
  Unearned income         (24,102)   (31,121)    (20,603)    (28,017)
                         $ 74,107   $189,858    $ 61,077    $162,272

Unearned income from finance receivables represents the excess of gross receivables over the sales price of the computer systems financed. Unearned income is amortized using the interest method to maintain a constant rate of return on the net investment over the term of each contract.

Long-term receivables at June 30, 1995 mature as follows:

(In thousands)

1997            $ 96,852
1998              77,016
1999              48,546
2000              19,807
Thereafter         4,924
                $247,145

Note 4. Intangible Assets

Components of intangible assets are as follows:

(In thousands) 

June 30,                            1995        1994

Goodwill                       $ 482,076    $348,740
Other.                           528,277     513,055
                               1,010,353     861,795
Less accumulated amortization   (304,697)   (252,770)
                               $ 705,656    $609,025

Other intangibles consist primarily of purchased rights to provide data processing services to various groups of clients. Amortization of intangibles totalled $66 million for fiscal 1995, $61 million for 1994 and $57 million for 1993.

Note 5. Long-Term Debt

Components of long-term debt are as follows:


(In thousands) 

June 30,                                     1995       1994

Zero coupon convertible 
  subordinated notes (5 1/4% yield)      $339,132   $319,057
Industrial revenue bonds 
  (with fixed and variable 
  interest rates from 3.6% to 8.3%)        39,560     39,995
Other                                      21,041     16,103

                                          399,733    375,155

Less current portion                       (9,556)    (2,196)

                                         $390,177   $372,959

The zero coupon convertible subordinated notes have a $805 million face value and mature February 20, 2012, unless converted or redeemed earlier. The notes are convertible into approximately 5.2 million shares of the Company's common stock. The notes are callable at the option of the Company after February 1996, and the holders of the notes can require redemption in 1997, 2002, and 2007. As of June 30, 1995 and 1994, the quoted market prices for the zero coupon notes were approximately $360 million and $322 million, respectively. The fair value of the other debt included above, based on available market information, approximates its carrying value.

Long-term debt repayments are due as follows:


(In thousands)

1997            $3,226
1998               630
1999               630
2000               630
Thereafter     385,061
              $390,177

Interest payments were approximately $4 million during the years ended June 30, 1995, 1994 and 1993.

Note 6. Payroll and Payroll Tax Filing Services

As part of its integrated payroll and payroll tax filing services, the Company collects funds for federal, state and local employment taxes from approximately 235,000 clients, files over 10.5 million applicable returns, handles all regulatory correspondence and amendments, absorbs regulatory charges for certain penalties and interest, and remits the funds to the appropriate tax agencies. In addition to fees paid by clients for these services, the Company receives interest during the interval between the receipt and disbursement of funds by investing the funds primarily in AA or better rated municipal instruments, with no more than $60 million in any single instrument. The amount of collected but unremitted funds varies significantly during the year and averaged approximately $3.3 billion in fiscal 1995, $2.8 billion in fiscal 1994 and $2.4 billion in fiscal 1993. The amount of such funds as of June 30, 1995 and 1994 was $4.6 billion and $3.7 billion, respectively.

Note 7. Employee Benefit Plans

A. Stock Option Plans. The Company has stock option plans which provide for the issuance to eligible employees of incentive and non-qualified stock options, which may expire as much as 10 and 12 years, respectively, from the date of grant, at prices not less than the fair market value on the date of grant. At June 30, 1995, there were 4,650 participants in the plans. The aggregate purchase price for options outstanding at June 30, 1995 was approximately $428 million. The options expire between 1995 and 2005.

A summary of changes in the stock option plans for the three years ended June 30, 1995 is as follows:


(In thousands, except per share amounts)                    Number of Options

Year ended June 30,                                        1995    1994    1993

Options outstanding, beginning of year                    9,670   8,237   8,021
Options granted ($53 to $62 per share in 1995, 
   $47 to $51 in 1994 and $43 to $48 in 1993)             2,692   3,091   1,566
Options exercised ($8 to $49 per share in 1995,
   $8 to $47 in 1994 and $6 to $43 in 1993)              (1,141)   (859)   (886)
Options cancelled                                          (882)   (804)   (467)
Other      23   5   3
Options outstanding, end of year ($12 to $62 per share 
   in 1995, $9 to $51 in 1994 and $8 to $48 in 1993)     10,362   9,670   8,237
Options exercisable, end of year                          2,826   2,590   2,332
Shares available for future grants, end of year.          2,221   4,054   2,347
Shares reserved for issuance under stock option plans    12,583  13,724  10,584

B. Restricted Stock Plan. The Company has a restricted stock plan under which shares of common stock have been sold for nominal consideration to certain key employees. These shares are restricted as to transfer and in certain circumstances must be resold to the Company at the original purchase price. The restrictions lapse over periods of up to six years. During the years ended June 30, 1995, 1994 and 1993, the Company issued 53,150, 94,050 and 126,200 restricted shares, and repurchased 25,100, 23,100 and 6,700 shares, respectively.

C. Employee Stock Purchase Plans. The Company has stock purchase plans under which eligible employees have the ability to purchase shares of common stock at 85% of the lower of market value as of the date of purchase election or end of the plan. Approximately 1.0 million shares are scheduled for issuance on December 31, 1995 and 1.1 million on December 31, 1996. Approximately 1.0 million and 1.2 million shares were issued during the years ended June 30, 1995 and 1994, respectively. At June 30, 1995 and 1994, there were approximately 5.3 million and 6.3 million shares reserved for purchase under the plan. Included in liabilities as of June 30, 1995 and 1994 are employee stock purchase plan withholdings of approximately $45 million and $42 million, respectively.

D. Pension Plan. The Company has a defined benefit cash balance pension plan covering substantially all domestic employees, under which employees are credited with a percentage of base pay each year plus 7% interest. Employees are fully vested on completion of five years service. The Company's policy is to make contributions within the range determined by generally accepted actuarial principles.

The plan's funded status is as follows:


(In thousands)

June 30,                                               1995       1994

Funded plan assets at market value, 
  primarily stocks and bonds                       $134,200   $105,300
Actuarial present value of benefit obligations:
   Vested benefits                                  119,000     97,700
   Non-vested benefits                                7,400      7,400
Accumulated/projected benefit obligation            126,400    105,100
Plan assets in excess of projected benefits           7,800        200
Prior service cost                                   (4,300)    (5,200)
Transition obligation                                 1,700      2,000
Unrecognized net actuarial loss due 
  to different experience than that assumed          31,400     32,600
Prepaid pension cost                               $ 36,600   $ 29,600

The components of net pension expense were as follows:


(In thousands)

Year ended June 30,                         1995      1994      1993

Service cost – benefits earned 
               during the period         $12,600   $10,700   $ 8,700
Interest cost on projected benefits        8,400     6,800     5,400
Return on plan assets                    (11,600)   (1,500)   (5,900)
Net amortization and deferral              3,600    (7,300)     (800)
                                         $13,000   $ 8,700   $ 7,400

Assumptions used to develop the actuarial present value of benefit obligations for the three years ended June 30, 1995 were:


                                                1995   1994   1993

Discount rate                                    8.0%   8.0%   8.5%
Expected long-term rate of return on assets      8.5%   8.5%   8.5%
Rate of increase in compensation levels          6.0%   6.0%   6.0%

E. Retirement and Savings Plan. The Company has a 401(k) retirement and savings plan which allows eligible employees to contribute up to 12% of their compensation annually. The Company matches a portion of this contribution which amounted to approximately $11.0 million, $9.0 million and $7.0 million for calendar years 1994, 1993 and 1992, respectively.

Note 8. Income Taxes

In accordance with FASB Statement No. 109, accounting for income taxes follows the asset and liability approach. Deferred taxes reflect the tax consequences on future years of differences between the financial reporting and tax bases of assets and liabilities.

The provision for income taxes consists of the following components:


(In thousands) 

Year ended June 30,       1995       1994      1993

Current:
   Federal            $106,440   $ 87,430   $60,550
   Foreign              19,150     10,670     9,260
   State                24,910     17,310    10,550
   Total current       150,500    115,410    80,360

Deferred:
   Federal              (4,440)      (620)    9,625
   Foreign              (5,430)    (2,880)     (855)
   State                (1,180)       300     3,230
   Total deferred      (11,050)    (3,200)   12,000
                      $139,450   $112,210   $92,360

At June 30, 1995 and 1994, the Company had gross deferred tax assets of approximately $78 million and $58 million, respectively, consisting primarily of operating expenses not currently deductible for tax return purposes. Valuation allowances were not material. Gross deferred tax liabilities of approximately $85 million as of each date consisted primarily of depreciation and amortization temporary differences.

Income tax payments were approximately $131 million in 1995, $90 million in 1994 and $78 million in 1993. Pretax domestic earnings approximated $505 million in 1995, $430 million in 1994 and $360 million in 1993.

A reconciliation between the Company's effective tax rate and the U.S. federal statutory rate is as follows:


(In thousands, except percentages) 

Year ended June 30,             1995 Percent     1994 Percent       1993 Percent

Provision for taxes 
  at statutory rate         $187,000   35.0   $156,200   35.0   $131,400   34.0

Increase (decrease) 
in provision from:

Investments in municipals 
  and preferred stocks       (57,995) (10.9)   (50,860) (11.4)   (44,100) (11.4)
State taxes, net of 
  federal tax benefit         15,425    2.9     12,540    2.8      9,100    2.4
Other                         (4,980)   (.9)    (5,670)  (1.3)    (4,040)  (1.1)
                            $139,450   26.1   $112,210   25.1   $ 92,360   23.9

Note 9. Lease Obligations

The Company and its subsidiaries have various facilities and equipment lease obligations. Total rental expense was approximately $152 million in 1995, $135 million in 1994 and $123 million in 1993 with minimum lease commitments under operating leases as follows:


(In thousands) 

Year ending June 30, 

1996             $131,000
1997               93,000
1998               53,000
1999               25,000
2000               14,000
Thereafter         29,000
                 $345,000

In addition to fixed rentals, certain leases require payment of maintenance and real estate taxes and contain escalation provisions based on future adjustments in price indices.

Note 10. Quarterly Financial Results (Unaudited)

Summarized quarterly results of operations for the three years ended June 30, 1995 are as follows:


(In thousands, except per share amounts)

                                   First     Second     Third      Fourth
Year ended June 30, 1995          Quarter    Quarter    Quarter    Quarter 

Revenue                          $622,286   $672,597   $798,989   $799,870
Net earnings                     $ 68,700   $ 94,920   $125,270   $105,940
Earnings per share               $    .49   $    .67   $    .87   $    .74

Year ended June 30, 1994            

Revenue                          $551,983   $577,661   $674,405   $664,917
Earnings before cumulative 
  effect of accounting changes   $ 58,510   $ 80,180   $104,990   $ 90,440
Net earnings                     $ 53,710   $ 80,180   $104,990   $ 90,440

Earnings per share:
   Before cumulative effect 
     of accounting changes       $    .42   $    .57   $    .74   $    .64
   Cumulative effect of 
     accounting changes          $   (.03)  $     ––   $     ––   $     ––
   Net income                    $    .39   $    .57   $    .74   $    .64

Year ended June 30, 1993            

Revenue                          $495,303   $518,471   $612,956   $596,644
Net earnings                     $ 51,920   $ 70,130   $ 92,480   $ 79,670
Earnings per share               $    .37   $    .50   $    .65   $    .56

Third quarter revenue and earnings have historically been positively impacted by calendar year-end processings associated with many of the Company's services.