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Direct Stock Purchase Plan

Stock Transfer Agent & Registrar
American Stock Transfer & Trust Company (AST)
Dividend Reinvestment Department
P. O. Box 922
Wall Street Station
New York, NY 10269-0560

Shareholder inquiries may be directed to the above address. You may also telephone AST toll free at 1-800-543-3038 and speak to a customer service representative Monday through Thursday, 8:00 a.m. - 7:00 p.m. ET, and Friday, 8:00 a.m. - 5:00 p.m. ET. The Interactive Voice Response system is also available 24 hours a day. All transactions may also be completed online at www.amstock.com.