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Lorain National Bank Customers Enjoy Expanded Access with
Huntington Bank ATM Network Affiliation

CONTACT:
Lorain National Bank
W. John Fuller
1-216-978-7643
The Huntington National Bank
David B. Adams
1-216-515-6883

 



LORAIN, Ohio -- October 31, 2005 -- Lorain National Bank has signed an agreement with Huntington National Bank that will enable LNB customers to have additional, surcharge-free access to 800 ATMs operated by Huntington throughout the region.

Starting today, customers of Lorain National Bank will have free access to Huntington's automated teller machines throughout Ohio, Indiana, Michigan, Kentucky and West Virginia, including many Walgreens stores. There are more than 170 Huntington Bank ATMs in northern Ohio, and there will soon be over 200.

Lorain National Bank operates its own ATM network at 24 locations in Lorain, Erie and Cuyahoga counties.

"Through this partnership, we can offer our customers the convenience of conducting transactions through a greatly expanded network at no additional charge," said Daniel E. Klimas, president and chief executive officer of Lorain National Bank. "Customers who work or travel outside of our core market area will have easier access to their accounts."

For the nearest Huntington ATM location, go to www.huntington.com

About Lorain National Bank:

Lorain National Bank is a wholly-owned subsidiary of LNB Bancorp, Inc. (Nasdaq:LNBB), an $812.4 million financial holding company. Lorain National Bank provides a full spectrum of financial services, including full-service community banking, specializing in commercial, personal banking services, and investment and trust services. Lorain National Bank serves customers through 20 retail-banking centers and 24 ATMs in Lorain, eastern Erie and western Cuyahoga counties. For more information about Lorain National Bank and LNB Bancorp, Inc. and related products and services, please visit http://www.4lnb.com.

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