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State Auto Financial Corporation (“STFC”) is a regional insurance holding company headquartered in Columbus, Ohio. STFC, through its five insurance subsidiaries, provides personal and commercial insurance for both the standard and nonstandard insurance market. STFC’s principal lines of business include personal and commercial auto, homeowners, commercial multi-peril, fire and general liability insurance. Combined, the State Auto companies market their insurance products through more than 3,400 agencies in 33 states. STFC and its subsidiaries are affiliated with State Automobile Mutual Insurance Company (“Mutual”), which owns approximately 65% of the Company.

STFC’s insurance subsidiaries consist of State Auto Property and Casualty Insurance Company, Milbank Insurance Company, Farmers Casualty Insurance Company, State Auto Insurance Company of Ohio and State Auto National Insurance Company. An insurance pooling arrangement exists between various insurers in the State Auto group by which premiums, losses and underwriting expenses are shared by the pool participants. STFC receives 80 percent of this underwriting pool, while Mutual receives 20 percent.

 STFC has three non-insurer subsidiaries. Stateco Financial Services, Inc. provides investment management services to the entire State Auto group of companies. Strategic Insurance Software, Inc. develops and markets software designed to allow agencies to compete in the agency management system market. Finally, 518 Property Management and Leasing, LLC owns and leases property to STFC and its affiliates.

With a commitment to responsible cost-based pricing, conservative investments and sound underwriting practices, STFC has maintained a healthy financial record since becoming a public company in 1991. Combined with its focus on providing outstanding customer service to policyholders and agents, State Auto has earned the reputation as one of the strongest and best managed regional insurance groups in the industry. The State Auto Insurance Companies have consistently received A.M. Best Company’s A+(Superior) rating.

State Auto Financial Corporation is traded on the Nasdaq Global Select Market System under the symbol STFC. 

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